Loans

Financial aid awards in the form of loans must be repaid. For this reason, loans are considered to be "self-help" forms of assistance.  Eligibility is determined by the Cost of Attendance (COA) minus the Student Aid Index (SAI; generated by FAFSA) minus other financial aid. Federal student loads are packaged when the student completes the FAFSA and must be accepted or declined by the student. Please visit our website for more information regarding Direct Student Loans and how to apply.

For additional information, visit the PHSC Federal Direct Loan Program page.